Free Spirit has been specially designed to provide a solution for customers who require cover for their existing medical conditions or disabilities.

It also has the advantage of having no age limits on both single trip and annual multi-trip.

With its sophisticated rating and database of medical conditions, Free Spirit can provide online medical screening, instant quotes and online purchase for most medical conditions and disabilities. The policy also covers travelling companions without medical conditions (at reduced premiums) to ensure the whole party is fully covered.

Choose from standard or ‘Super Duper’ cover (rated 5 Star by Defaqto).

Why choose Free Spirit?

  • No upper age limit
  • Cover for most existing medical conditions and disabilities
  • Island back to Island cover
  • Emergency medical assistance and expenses
  • 24 hour medical emergency helpline
  • Cover for medical aids and medications
  • After care cover at home following hospitalisation abroad
  • Convalescence benefit following hospitalisation abroad (over 5 days)
  • Personal accident
  • Baggage
  • Cancellation and cutting short a trip
  • Travel delay, missed departure and missed connection
  • Personal money
  • Personal liability
  • Winter sports cover option

‘Super Duper’ cover also includes:

  • Journey disruption / Airspace closure cover
  • Scheduled Airline Failure Insurance

Terminal cases can be considered, please contact us for further information.

SPF Private Clients (CI) Ltd Travel Insurance, by PJ Hayman & Company Ltd

To find out more about SPF Private Clients (CI) Ltd Travel Insurance by PJ Hayman & Company Ltd, please contact us today:

Advisers

Ben Meader

Commercial Insurance Manager

T: 01481 715234 | E: [email protected]

Ben Meader

Commercial Insurance Manager

Ben studied locally, completing his GNVQ in Business Studies at Guernsey College of Further Education. He started his career in 1999 working for CGNU, now Aviva, as a Trainee Commercial Underwriter and then made the move to Insurance Broking, in the role of a Personal Lines Broker. In 2002 Ben took on the challenge of Commercial Insurance Broking, specialising in Property Owners, Financial Lines and other Commercial Risks.

T: 01481 715234 | E: [email protected]

Matt De La Mare

Commercial Insurance Manager

T: 01481 715234 | E: [email protected]

Matt De La Mare

Commercial Insurance Manager

Born in Guernsey and educated at Elizabeth College, Matt works alongside Steve, with responsibility for personal lines insurance. Having worked in the property market for ten years, Matt is well versed in providing high levels of customer service. He is also an Island Golf player.

T: 01481 715234 | E: [email protected]

Testimonials